Money, Taxes & Banking
Practical financial guidance for immigrants and the Latino community, especially in New York City — ITINs, filing taxes, opening accounts, and starting a business, sourced from the official agencies.
Money, Taxes & Banking
How to Get an ITIN Number
Form W-7, the documents you need, and why a Certifying Acceptance Agent can save you a trip to the mailbox. Read the guide →
Money, Taxes & Banking
How to File Taxes With an ITIN
What an ITIN filer can and can't claim, the April deadline, and NYC's free VITA network. Read the guide →
Money, Taxes & Banking
How to Qualify for the Earned Income Tax Credit (EITC)
2025 income limits, and the SSN requirement that trips up ITIN filers on both the federal and NY State credit. Read the guide →
Money, Taxes & Banking
How to Open a Bank Account Without an SSN
Which banks accept an ITIN, what the Patriot Act actually requires, and where a cédula gets you in the door. Read the guide →
Money, Taxes & Banking
How to Open a Business Bank Account
The free EIN application, the formation documents banks want, and what changes with an ITIN. Read the guide →
Money, Taxes & Banking
How to Register a Business in New York
Sole proprietorship, DBA, or LLC — the real fees, and free help for immigrant-owned businesses. Read the guide →